From Gold Savings to Jewellery: Convert Your Kitty Scheme Gold at 50% Off Making Charges
Sun Sea Jewellers, Karol Bagh, New Delhi · 31 August 2026
A common question from Kitty Scheme savers is what happens once you've actually accumulated a meaningful amount of gold — do you have to sell it, or can it become something you'd actually wear? The answer is the latter, and there's a real financial incentive built in for choosing that route.
The Conversion Benefit
When you're ready to turn your saved gold into a finished jewellery piece, we apply a flat 50% off, at minimum, on the making charges for that piece. Making charges are typically one of the larger components of a jewellery purchase beyond the gold and stone value itself, so this isn't a token discount — it meaningfully changes what your accumulated savings can become.
Why This Works — and Why It's Fair to Both Sides
You've already committed to steady, disciplined saving over months or years — the conversion benefit rewards that discipline rather than treating your savings gold identically to a walk-in cash purchase. It's a genuine incentive to complete the savings journey rather than cashing out early, which is exactly what a scheme like this should encourage.
You're Not Locked Into Converting
This is an option, not an obligation — you can sell your accumulated gold at market price at any point, with no penalty, exactly as with any other point in the scheme. The making-charge discount only applies if and when you choose to convert to jewellery; it doesn't reduce your flexibility to simply take the gold value in cash instead.
What You Can Convert Your Savings Into
The full range — rings, pendants, necklaces, bangles, whatever piece you actually want made. Your accumulated gold weight forms the base of the piece, and any additional gold, diamonds, or design work needed beyond that is priced normally, with the 50% making-charge discount applying to the piece as a whole.
Quick FAQ
Is the 50% off making charges only for jewellery made entirely from my scheme gold?
The discount applies when converting your Kitty Scheme gold into a piece — speak to our team about how it applies if the design needs gold beyond what you've accumulated.
Do I have to decide upfront whether I'll sell or convert?
No — you keep that choice open throughout the scheme. Decide when you're actually ready, not in advance.
Does the discount apply to diamond or stone costs too?
The discount is specifically on making charges — diamond and stone value are priced separately, the same as any other jewellery purchase.
Visit Sun Sea Jewellers in Karol Bagh, Delhi
Sun Sea Jewellers has been in Karol Bagh, New Delhi since 1984. Our showroom is at 2659, Gurudwara Rd, Block 46, Beadonpura, Karol Bagh, New Delhi 110005, open Tuesday to Sunday, 11:30 am to 7:30 pm (closed Mondays). See hours, the map and directions on our Karol Bagh showroom page, or call +91 88608 66000 before you come.